How the Wealthy Legally Pay $0 in Taxes — And What They Know That You Don’t
- In The Moment Financial Services

- Feb 2
- 2 min read

Here’s a truth most people don’t realize: The wealthy pay $0 in taxes — legally.
They’re not cheating the system… they just understand it.
When I first started learning the tax code, I was shocked to realize this truth: The system was built for owners, not employees. And that realization changed everything for me — and for how I teach my clients.
Here’s what the wealthy do differently 👇🏽
1️⃣ They make money through businesses, not just jobs.
When you work a 9–5, your taxes come out before you even see your check. But when you own a business? You get to spend before you’re taxed. That means writing off things like your phone, your car, travel, office space — even part of your home.
2️⃣ They let their money work harder than they do.
Wealthy people invest in things that grow and protect their money: real estate, stocks, retirement accounts, trusts. Most of those investments come with tax advantages — sometimes even tax-free growth.
3️⃣ They plan ahead — not just in April.
Tax strategy isn’t a one-time thing. It’s a year-round mindset. That’s why they have accountants, advisors, and tax strategists working before the year ends — not after the damage is done.
Every single one of these strategies is 100% legal — and available to you. You just need someone to help you use them the right way.
That’s what I built In The Moment Financial Services to do. We teach entrepreneurs how to use the same tools the wealthy have been using for decades.
Because the truth is, wealth isn’t about how much you make — it’s about how much you keep.
Ready to learn how to legally lower your tax bill and build smarter wealth?👉🏽 Book a
Strategy Session and let’s create your plan before tax season hits.





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